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12 symptoms of money trauma and how to fix it

Writer: Hanneke van OnnaHanneke van Onna


 

The Impact of Money Trauma and How to Get Rid of It

 

What is Money Trauma?

 

Money trauma can manifest itself in different ways and has a significant impact on your relationship with money, your financial behavior and therefore your life. Money trauma often arises from negative experiences with money in the past, such as debt, financial abuse or growing up in poverty. Not only negative experiences of you, but also those of your (ancestor) parents can unconsciously feel like a heavy burden or mark repetitive destructive money patterns in your life. These experiences can lead to deep-seated anxiety and stress around money matters and to problems attracting, having and/or keeping money.

 

What are Symptoms of Money Trauma

Below I list the 12 most common and dominant symptoms associated with money trauma:

 

1. Chronic Financial Anxiety : Constant worries about financial stability, regardless of your actual financial situation. This is money stress,

2. Compulsive Spending or Hoarding : Excessive spending or extreme saving that is difficult to control.

3. Avoidance of financial matters : Reluctance or refusal to tackle financial planning, budgeting or money management. But also have resistance to tax, banking and insurance matters, for example.

4. Financial self-sabotage : Behaviors that undermine your financial stability, such as poor investment choices, not paying bills on time, or neglecting responsibilities.

5. Guilt or shame around money : Intense feelings of guilt or shame about spending, earning or having money.

6. Underearning: Consistently earning less than your potential or avoiding opportunities for financial growth. Which is also a form of self-sabotage.

7. Debt Cycle : Repeatedly falling into debt despite efforts to get out, often accompanied by feelings of helplessness.

8. Money-related relationship conflicts : Frequent arguments or conflicts with loved ones over money and financial decisions.

9. Impaired financial decision-making ability : Difficulty making decisions about money, leading to indecisiveness or poor financial choices.

10. Self-esteem tied to financial status : Equating personal worth or self-worth with financial success or failure.

11. Fear of Financial Success : Fear or anxiety about achieving financial success, sometimes leading to self-sabotaging behavior.

12. Financial PTSD : Experiencing flashbacks, intense stress or emotional distress in financial situations that are reminiscent of previous traumas such as bankruptcies or fraud, for example.

 

How a Money Psychologist Can Help

A money psychologist specializes in tackling money trauma. Through financial therapy, a money psychologist can help you repair your relationship with money and overcome financial blocks. This is done through a combination of systemic, energetic and psychological work.

 

What is Financial Therapy?

Financial therapy is an integrative approach that combines elements of financial planning, psychological therapy and behavior modification. The goal is not only to improve the practical aspects of money management, but also to address the emotional and psychological causes of financial behavior. This includes:

 

- Systemic work: Investigating family patterns and hereditary patterns, emotions and beliefs surrounding money.

- Energetic work: Balancing energies and releasing negative emotions and associations with money. Solving Money Blockages.

- Psychological work: Understanding and processing emotions and traumas associated with financial experiences.

 

By combining these approaches, we can create profound changes in how you see, interact with, and experience money. Together with a money psychologist, you will solve the money trauma and work towards a healthy, positive and fruitful relationship with money.

 


If you are struggling with money trauma, it is important to seek professional help. I am Hanneke van Onna, a money psychologist and mental money coach. I offer a combination of systemic, energetic and psychological work to resolve money drama, trauma and karma. Through financial therapy we can work together to restore your relationship with money and free yourself from financial blockages.

 

Please feel free to contact me for a consultation or more information about how financial therapy can help you build a better financial future.

 

In love & abundance

Hanneke

 
 
 

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